BANKING DEVELOPMENT INFLUENCING FACTORS IN KAZAKHSTAN UNDER CONDITIONS
OF GROWING UNCERTAINTY 

Sadvokassova Kulyash Zhabykovna, Doctor of economic sciences, professor, head of sub-department of finances, L. N. Gumilyov Eurasian National University (5 Munaytpasova street, Astana, Kazakhstan), ksadvokas@mail.ru
Kodasheva Gaukhar Smagilovna, Doctoral candidate, L. N. Gumilyov Eurasian National University (5 Munaytpasova street, Astana, Kazakhstan), kodasheva@mail.ru

336.713(574):316.32

10.21685/2072-3016-2017-1-17

Background. Activities of commercial banks in conditions of growing uncertainty are influenced by numerous internal and external factors. Assessment of banking activity influencing factors is necessary as it allows forecasting, establishing the reasons interfering or stimulating its development to determine main paths for banking optimization and efficiency improvement. It is impossible to build banking strategies and a banking system in general without knowing the factors of influence. 
Materials and methods. The research tasks were implemented using the method of theoretical generalization, the graphic approach, the comparative method, statis banking development in Kazakhstan in conditions of growing uncertainty.
Results. The work describes major factors influencing the banking development level and the deterioration of the financial position of banks in Kazakhstan, on the basis of which the corresponding conclusions are drawn on the degree of dependence of banking activities on these factors. The article also suggests necessary actions to increase in the bank strategy efficiency.
Conclusions. Identification of influencing factors at the level of banking activity development in Kazakhstan in conditions of growing uncertainty will allow increasing the overall performance of banks in modern conditions.

factor, banking activity, efficiency, strategy, uncertainty, risk, created allowances, clear classified loans

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